How is my assessment calculated by the County?

Well, there are many ways to "Peel" that proverbial banana - as we like to say here at TaxPeel.com.  Let me summarize the basic mass appraisal process. It answers your question on some of the basics but, it is important to understand that each taxing authority has their own policies and procedures. They also have their own game plans and technical expertise to create efficiencies in the process and incorporate quality control measures that help eliminate deficiencies in such a huge task - to value all the properties in their jurisdiction uniformly and fairly.  

Let us explain it in our terms - by "layers":

 

  1. Your property characteristics are gathered on your property - this is performed at the time of new construction - as well as being updated at the time the taxing authority reviews or reassesses your taxes.
  2. The land that your home is built on - is analyzed as if it were vacant land.
  3. Market analysis may be performed also - to determine a market rate for your property
  4. This information is analyzed as to how either the market supports it or the cost to construct supports.
  5. All approaches to valuation are reconciled to determine an estimate of value.
  6. The estimate on your property is compared to properties within the immediate neighborhood for any anomalies.
  7. The county or municipality then applies a tax factor - to convert your fair market value to its assessed value.
  8. Tax Rates are then used to convert the assessed value to the tax dollar owed on your tax bill.

 

It is the reason that many authorities, as a part of their reassessment process, will request each homeowner to verify the data that the Auditor/Assessor has on record for the property.  Many of us have seen the mailer - that states that a reassessment of all properties in a market will be happening in the future and this is the current data we have on record for the property. Is this information correct?

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